IBD COVID-19 Financial Support Resources

Last updated: May 11, 2020

Recovery Rebates

  • Under the CARES Act, American citizens will receive up to $1,200 per adult and up to $500 per dependent child age 16 or younger
    • Payment phase outs start when an individual makes more than $75,000 ($150,000 for a couple)
  • Check your payment status, update your mailing address or enter your payment info HERE on the IRS website

Employment & Unemployment Support

  • There are 2 segments of unemployment benefits
    • Regular “Unemployment Compensation” (UC) for those who were working full-time and have been laid off. See your state unemployment website for details
    • Pandemic Unemployment Assistance (PUA) for those who are self-employed(including independent contractors and gig economy workers) or have exhausted all rights to regular UC. Click HERE to learn more and read PUA FAQ’s
  • Check out Chronically Capable to find flexible jobs for the chronically ill
  • Look for flexible work you can do with just a computer such as writing transcripts for GoTranscript.comRev.com, or Speechpad.com

Mortgage, Rent & Housing

  • If your mortgage is managed by the Federal Housing Administration or Fannie Mae and Freddie Mac, the federal government has placed temporary restrictions on foreclosures and evictions
  • Many mortgage companies are implementing support measures for their borrowers so make sure to give your mortgage lender a call to ask about your options
  • Many cities and states have also implemented eviction prevention measures for a period of time. To find out what has been implemented in your state, click HERE

Student Loans

  • Per the CARES Act, federal student loans are automatically being placed in administrative forbearance
    • Under administrative forbearance, no federal student loan payments will be required until September 30th
    • Under administrative forbearance, no additional interest will accrue during administrative forbearance
    • Click HERE to learn more
  • Administrative forbearance does NOT apply to any privately held loans

Health Insurance

  • If you were laid off, you may be eligible to stay on your health insurance through COBRA
  • A life event such as job loss offers eligibility to enroll in an Affordable Care Act (ACA)insurance plan. Learn more HERE
  • Depending on your income you may be eligible for Medicaid. Click HERE to learn more

Prescription Drug & Supplies Assistance

Mental Health Care

  • Mental health has a big impact on chronic disease. If you are struggling during this time, please reach out for help
    • The National Alliance on Mental Health (NAMI) has an online tool to help connect you with low-cost mental health support in your area. Click HERE to learn more
    • If you need support right now, call the National Suicide Prevention Line at 1-800-273-8255 or text “START” to 741741
    • The Substance Abuse and Mental Health Services Administration (SAMHSA) can be reached 24/7 at 1-800-662-HELP (4357)
    • The Disaster Distress Helpline can be reached at 1-800-985-5990 or by texting “TalkWithUs” to 66746
    • The National Domestic Violence Hotline can be reached at 1-800-799-7233

Disability

  • Check out your state and local disability nonprofits and see what programs they may have to help you navigate this difficult period
  • For those who are eligible, you can apply for Social Security Disability Insurance (SSDI) along with Supplemental Security Income (SSI). Learn more HERE

Caregivers

  • The ARCH National Respite Network has created a COVID-19 caregiving resource page. Click HERE to learn more
  • The Family Caregiver Alliance offers a tool to locate what assistance may be available in your state. Click HERE to learn more

Parents of Kids with Disabilities

  • If your family is struggling financially during these tough times there are several programs that may be able to help
    • Temporary Assistance for Needy Families (TANF). Click HERE to learn more
    • Children’s Health Insurance Program (CHIP). Click HERE to learn more
  • Families First Coronavirus Response Act (FFCRA) requires employers to provide employees with sick leave or expanded family or medical leave for COVID-19 related reasons. Click HERE to learn more

Utilities, Food, & Other Bills

  • Use Benefits.gov to look for programs you may qualify for based on your needs. Click HERE to use the benefit finder tool
  • Food support: Supplemental Nutrition Assistance Program (SNAP). Read about your eligibility HERE
  • Phone & internet support: Lifeline Support. Learn more HERE
  • Energy cost support: Low Income Home Energy Assistance Program (LIHEAP). Learn more HERE
  • Click HERE for a list of banks offering help for their borrowers
  • Click HERE for a list of resources for help with a variety of bills

Pro Bono (free) COVID-19 Financial Planning Support

  • Click HERE for the XY Planning Network search tool and use the search term, “Coronavirus Relief.” Currently there are 90 financial planners listed offering pro bono support and I am one of them. Feel free to search my name or send me an email at annelise@riseupfp.com with your questions.
  • Click HERE for a list of planners from the Financial Planning Association who are offering pro bono financial support. Currently, there are 66 financial planners listed offering pro bono support.

Other Resources

  • 11 Health a ostomy patient coaching company is offering their SmartCare app free for 12 weeks
  • If you are traveling and need IBD support, check out IBD Passport’s, IBD Network page for resources